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Easylife Mortgages & Finances Ltd

193a Livingstone Road

Thornton Heath

Surrey

CR7 8JZ

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Hi Emilia and Elena, Thank you for all your help with buying my home and taking the time to explain everything so clearly to me. You really made it an easy process for me. Thank you and may God bless you.

Mrs R. Attanasova, Sutton.

 

Hi Emilia, Just a quick note to say a big thank you for organising the insurance for my business. I had been meaning to do this for ages . You understood the business needs and arranged excellent, comprehensive cover which I am very happy with. Thank you and if you ever need some candles, you know where to come!
Mr A. Egesi, Creative Director (UK) MilkHouse Candles www.milkhousecandles.com

 

Dear Emilia, Hope you are well. Thanks for all the efforts you have taken in achieving this property. This wasn’t possible without your undivided attention. Thanks a lot for all your help.”

Mr Cacani & Mrs Devaraju, London

 

“Emilia was a very big help in buying my first property and she was available even at silly times which was good for me :)
I would definitely recommend her to anyone and I will recommend her to anyone that asks me for a Mortage Adviser. I can call her at anytime and she will assist me and help me with whatever issue. She is lovely, very helpful and friendly.


I think that if it wasn’t for Emilia I wouldn’t have been able to buy my property with such ease.
Thank you so much, Emilia, soon I will invite you over for you to see the new place.

Miss Tania Marques De Caires”

Trusts

Benefits of writing your Insurance policy into a trust

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Services Authority does not regulate some forms of buy to lets.

Please note: The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
Easylife Mortgages & Finances Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Ltd, which is authorised and regulated by The Financial Services Authority.

 There will be a £ 75 administration fee payable on submission of mortgage application.

Easylife Mortgages & Finances Ltd - Tel: 0208 771 1176 Fax: 0208 653 3481

Easylife Mortgages & Finances Ltd registered office:193a Livingstone Road, Thornton Heath, Surrey, CR7 8JZ.   Registered in England & Wales number 5453985.

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There are many benefits of writing a Life Insurance Policy in trust.

 

So what does writing your policy in trust mean?

 

Normally when a life insurance claim is made, the sum assured will be paid into the plan owners estate. Once the money reaches the estate it is subject to Inheritance Tax and to the time it takes for probate to organise and redistribute the deceased's property.

 

Probate itself can take many months even for a straight forward case and if the Life Insurance is allowed to be subject to it, no benefit would be seen for many months.

 

By having your policy written in trust, the payout from the Life Insurance is prevented from entering the estate and is instead paid to whoever you nominate.

As a result the cash would be paid out much faster and would not be subject to inheritance tax.

 

Talk to us about placing your policy in trust.

Having your Life Insurance policy written in to trust is one of the most important steps you should take when setting up your Life Insurance but is sadly forgotten by a vast number of people.

The Financial Services Authority does not regulate Trusts.